Casual Player build templates?

[Kaiden]

I'm looking for basic build templates for a casual non-hardcore player, PVE only. I just need a guideline on what to bring with me when I play mostly solo with Warrior (or general melee) elementalist (or general caster) ranger, ritualist, and paragon... or if there is a general template that works for all classes.

What I'm looking for is something like this:

SK1 - IAS if you have it X if you don't
SK2 - Attack skill
SK3 - Attack skill
SK4 - Adrenaline attack skill
SK5 - damage mitigation (X is usually better than Y, but bring Z if you have it)
SK6 - Healing skill
SK7 - Utility skill (some examples of helpful utility skills)
SK8 - Utility skill (some examples of helpful utility skills)

There are lots of build threads and while I've run across a few that cater to players who do not have every elite in the game and have not opened up all the expansions, I have only found a few basic guidelines (mostly for melee) on what "types" of skills to bring instead of what exact skills to bring.

So I'm trying to improve my game a bit with some helpful guidelines. Right now my warrior for example has:

SK1 - Cyclone Axe
SK2 - Swift Chop
SK3 - Keen Chop
SK4 - Dismember
SK5 - Endure Pain
Sk6 - Defy Pain (My only Elite skill)
SK7 - Troll Ungent
SK8 - Sprint

I think I'm doing ok, but is that a good variety of skills? What about for my other characters?